Dealer Login

Dealer Solutions for Digital Transformation

Sell F&I online with Virtual F&I and implement modern retail strategies to stay on pace with evolving industry trends and consumer needs.

Get a Virtual F&I Demo

Lead the Market with Virtual F&I

Seize every growth opportunity by seamlessly facilitating online F&I transactions with Virtual F&I, a process designed to give you the flexibility to match virtual experiences with human touchpoints along the way. Serve your customers exactly how they prefer, supported by a partner with robust data on the latest trends and hundreds of F&I experts in your corner.

Lead the Market with Virtual F&I Technology


Elevate Your F&I Success

Dealers embracing JM&A Group's Virtual F&I On-Demand saw transformative results in just 90 days.

69%

PVR increase

104%

PPD improvement

In this sample of stores that adopted our Virtual F&I On-Demand sales model, where our team delivered deals on behalf of these dealerships, the following benefits across key product lines were seen in three months.

These results highlight the power of a Virtual F&I On-Demand strategy, enabling dealerships to meet customer needs from anywhere while driving significant revenue growth.

Get a Virtual F&I Demo

  • 14% increase in Vehicle Service Contract penetration
  • 10% increase in Pre-paid Maintenance penetration
  • 16% increase in GAP penetration
  • 14% increase in Road Hazard Tire and Wheel Penetration

*Data reflects findings from leading dealers. Based on deal mix, your results may vary.

cta-how-top-dealership-are-selling-fi-online-today-callout-thumbnail

EBOOK

An Introduction to Virtual F&I

Learn how to increase F&I revenue, streamline the purchasing process, and improve customer experience with the essential guide to Virtual F&I.

Download Now

Implement Virtual F&I that Works for You

With customizable service options, you can select the model that best enhances your business.

Get a Virtual F&I Demo

icon-on-demand-fi

On-Demand F&I

Our skilled agents will deliver F&I deals virtually while representing your dealership. This is ideal for instances when a salesperson has completed their portion of the deal, but an F&I Manager isn't available at the store.

icon-centralized-fi

Centralized F&I

Streamline operations and enhance your efficiencies by taking Virtual F&I operations in-house and enable your F&I Managers at one store to support other stores remotely, or establish a central Virtual F&I office out of a single location.

How Dealers Sell F&I Online

Over 500 dealerships nationwide are using our process today to sell F&I products to their customers any time, anywhere — all while maintaining or growing PVR, PPD and CSI.

Put F&I Front and Center

Provide the same customized, personal experience for your customers online as you would in-store. It starts with making sure your products are well represented on your website so customers can do their research and make educated decisions on F&I just as they would with their vehicle purchase.

Get a Virtual F&I Demo

imagefront-and-center


Connect to Your Customers

Gain new opportunities for profitability without a big investment. With Virtual F&I, you can use your existing technology and teams to seamlessly integrate into your sales process. Engage with your customers how they prefer while creating a consistent dealership experience — it’s a win-win.

Get a Virtual F&I Demo

Virtual F&I is the Experience Car Buyers Prefer

89% Customers who prefer Virtual F&I to their last F&I experience
72% Increase in customer satisfaction with the buying process
63% Customers who feel less pressured in a virtual environment

Our partners are ready for the future

"JM&A was very thorough in the implementation of Virtual F&I. We worked together to build a process that would work for our organization. F&I has always been a painpoint in the dealership and Virtual F&I is the way to support those challenges when we don't have enough people on site"

Bill Baker

Trusted by nearly 4,000 dealerships of all sizes nationwide

hendrick-gray-logo
sonic-gray-logo
ewald-gray-logo
mileone-gray-logo
jm-lexus-grayscale

We Make Virtual F&I a Reality

Get the latest insights from the team that trains dealers nationwide on Virtual F&I.

See the Results

Enhance Your Dealership Experience with Virtual F&I

Tailored to boost efficiency and customer satisfaction, our services set you apart in the evolving digital landscape.
Discover how Virtual F&I can elevate your business today.
Get a Virtual F&I Demo

While JM&A Group can assist you with setting up a virtual F&I process, JM&A cannot provide legal advice regarding state-specific regulatory requirements relating to the online selling process. Please consult your dealer counsel and dealer association for information on your state's regulatory requirements.

*Stats Source: JM&A Group survey of Virtual F&I customers