- F&I Products
- F&I Ancillary Products
Dealer Benefits
- A suite of F&I products designed for protection and PVR
- Helpful sales tools to uncomplicate the process
- More coverage options for better attachment rates
- Hands-on training to drive product penetration
Nearly 4,000 dealers across all OEMs nationwide grow their business with JM&A Group
Vehicle Protection Products for Every Driver
Dealers can select from several competitive coverage levels to offer customers protection on the repair or replacement of covered vehicle parts. Ancillary F&I products can be offered as standalone and bundled options, including Road Hazard Tire, Wheel Protection, Windshield Protection, Dent/Ding and Motor Club with Key Replacement.
Coverage options and additional program benefits will vary by state, and may include:
- Limited warranty on covered components
- As low as $0 deductible
- Roadside assistance
- Alternate transportation
- Lodging
With multiple levels of available coverage, dealers can offer choice and variety to customers based on their driving habits and preferences.
JM&A Group can also customize product coverage and bundles to suit dealers’ F&I menu and market to protect customer vehicles and help them retain value.
Clear, Simple and Valuable F&I
With numerous coverage options and available bundles, you can offer the products that your buyers want to protect their vehicles, resulting in customer satisfaction and retention and drive repeat service business.
Stronger Customer Relationships
Improved Deal
Close Rates
Diversified Revenue
Streams
Sales, Service and F&I Alignment
Strategic Support and Partnership to Outperform in F&I
Consistency Flexible, repeatable processes that work. |
Ongoing Training Effective techniques for confident sales. |
Expertise From sales to service support, we're here for you. |
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Tailored Solutions Programs created for modern buyers and dealers. |
Frequently Asked Questions
Ancillary products have the added benefit of being sold as standalone products or customized as bundles to offer extra value to your customers who want to protect the interior and exterior of their vehicles. You can present ancillary products on your F&I menu so it integrates seamlessly into your sales process and helps maximize profit margins via additional sales opportunities.
Similar to other F&I product categories, ancillary protection products like road hazard tire protection, windshield protection, paintless dent and ding repair, key replacement and more can help reduce inflationary pressure consumers are facing on the rising cost of vehicle repair and parts replacement.
Ancillary products also offer flexible coverage and deductible options to meet customers’ needs and price point. Coverage levels may also include tire repair or replacement, interior coverage, alternate transportation and roadside assistance.
ROI and Impact of RHT and Ancillary Products
25%
Increase in Customer Satisfaction with Product Sales
Source: J.D. Power
1 in 5
Customers Purchase a Road Hazard Tire Product
Source: Automotive Management Online
YOY PVR Increase
YOY PPD Increase
Lindsay Automotive Increases PVR by 12% with Virtual F&I
A Full Suite of F&I Products for Your Customers' Needs and Budgets
Increase PPD, attachment rates and product income with a full menu of JM&A Group products and robust profit participation programs to build wealth based on your goals.
Vehicle Service Contracts
Multiple coverage levels including additive term, high mileage, certified wrap, and plans for leases and EVs
Pre-paid Maintenance Programs
Terms from 2 to 7 years designed and administered to provide quality and reassurance
Certified Pre-Owned Programs
Loyalty-building CPO and limited warranty programs that preserve vehicle performance and resale value
Total Loss Protection (GAP)
Affordable protection products that can offer financial security in the event of a total loss
Appearance Protection
Help improve vehicle condition and resale value with coverage options from windshield to bumper
Theft Deterrent and Recovery
Multiple anti-theft product options that offer financial security for customers and dealers