Provide Total Loss Protection with GAP F&I Products

Help alleviate value depreciation concerns and close deals with affordable vehicle protection products that can offer financial security.

Dealer Benefits

Build a reputation of customer care and protection
Experience world-class service and simplified claims
Offer affordable coverage for all finance types
Expert-level support to drive product penetration

Nearly 4,000 dealers across all OEMs nationwide grow their business with JM&A Group

GAP Protection Plans Help Customers Drive with Confidence

Car ownership is expensive enough. With GAP, you can help your customers avoid a significant financial burden in the event of a vehicle’s total loss due to theft or collision.

Simply put, GAP may waive the difference between the amount owed on a customer’s finance contract and the actual cash value of the vehicle.

JM&A Group’s Total Loss Protection (GAP and GAP+) may help vehicle owners in the event of a total loss as a result of unrecovered theft or accidental damage. GAP+ provides the additional advantage of waiving the customer’s deductible up to $1,000.

Coverage options and additional program details will vary by state, and may include:

Commercial vehicles
Vehicles used for ridesharing
GAP available for vehicles financed up to 150% of MSRP (new vehicles) or JD Power (used vehicles)

With several available options, dealers can offer choice to customers based on the actual cash value (ACV) of their finance contract, driving habits and more.

JM&A Group can also customize product coverage to suit dealers’ F&I menu and market to help protect customer vehicles.

Help Offer Financial Security with Total Loss Protection

You can step up where standard auto insurance doesn’t – by offering more complete protection from a total loss and significant financial hardship, resulting in increased customer trust.

Simplify F&I Processes

Financial Risk Protection

Improve Buyer Confidence

Easy Digital Claims Processing

Expertise
Put our knowledge to work for lasting results.

Dealer-Centricity
45+ years of putting our customers first.

Modern Processes
Easy online claims for customers and dealers.

Ongoing Training
Effective techniques for confident sales and F&I.

                
              ROI and Impact of GAP Products for Your Dealership
Provide affordable protection options designed to benefit your customers and drive sales conversions in F&I for dealership success. 

85%

of GAP Claims Occur in the First 3 Years of Ownership

1 in 4

Customers Purchase
a GAP Product

Source: Automotive
Finance and Insurance Magazine

12%

YOY PVR Increase

YOY PPD Increase

Lindsay Automotive Increases PVR by 12% with Virtual F&I

The nine-store dealer group takes a step-by-step, tailored approach to support a modern sales process in a new virtual space.

READ THE CASE STUDY

A Full Suite of Leading F&I Products

Increase PPD, attachment rates and product income with a full menu of JM&A Group products and robust profit participation programs to build wealth based on your goals.