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Provide Total Loss Protection with GAP F&I Products

Help alleviate value depreciation concerns and close deals with affordable vehicle protection products that can offer financial security.

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Dealer Benefits

  • Build a reputation of customer care and protection
  • Experience world-class service and simplified claims
  • Offer affordable coverage for all finance types
  • Expert-level support to drive product penetration

Nearly 4,000 dealers across all OEMs nationwide grow their business with JM&A Group

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GAP Protection Plans Help Customers Drive with Confidence

Car ownership is expensive enough. With GAP, you can help your customers avoid a significant financial burden in the event of a vehicle’s total loss due to theft or collision.

Simply put, GAP may waive the difference between the amount owed on a customer’s finance contract and the actual cash value of the vehicle.

JM&A Group’s Total Loss Protection (GAP and GAP+) may help vehicle owners in the event of a total loss as a result of unrecovered theft or accidental damage. GAP+ provides the additional advantage of waiving the customer’s deductible up to $1,000.

Coverage options and additional program details will vary by state, and may include:

  • Commercial vehicles
  • Vehicles used for ridesharing
  • GAP available for vehicles financed up to 150% of MSRP (new vehicles) or JD Power (used vehicles)

With several available options, dealers can offer choice to customers based on the actual cash value (ACV) of their finance contract, driving habits and more.

JM&A Group can also customize product coverage to suit dealers’ F&I menu and market to help protect customer vehicles.

Help Offer Financial Security with Total Loss Protection

You can step up where standard auto insurance doesn’t – by offering more complete protection from a total loss and significant financial hardship, resulting in increased customer trust.

Simplify F&I Processes
Financial Risk Protection
Improve Buyer Confidence
Easy Digital Claims Processing

Strategic Support and Partnership to Outperform in F&I

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Put our knowledge to work for lasting results.
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45+ years of putting our customers first.
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Easy online claims for customers and dealers.
Tailored Solutions

 

Ongoing Training
Effective techniques for confident sales and F&I.

ROI and Impact of GAP Products for Your Dealership

Provide affordable protection options designed to benefit your customers and drive sales conversions in F&I for dealership success.

85%

of GAP Claims Occur in the First 3 Years of Ownership

1 in 4

Customers Purchase
a GAP Product

Source: Automotive
Finance and Insurance Magazine

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YOY PVR Increase

YOY PPD Increase

Lindsay Automotive Increases PVR by 12% with Virtual F&I

The nine-store dealer group takes a step-by-step, tailored approach to support a modern sales process in a new virtual space.

Optimize your product mix and customer experience

EXPAND YOUR OFFERINGS

A Full Suite of Leading F&I Products

Increase PPD, attachment rates and product income with a full menu of JM&A Group products and robust profit participation programs to build wealth based on your goals.

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Prepaid Maintenance Plans

Multiple coverage levels including additive term, high mileage, certified wrap, and plans for leases and EVs

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Pre-paid Maintenance Programs

Terms from 2 to 7 years designed and administered to provide quality and reassurance

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Certified Pre-Owned Programs

Loyalty-building CPO and limited warranty programs that preserve vehicle performance and resale value

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Road Hazard & Ancillary Plans

Standalone and bundled products for road hazard, tire, wheel, windshield, dent/ding repair and more

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Appearance Protection

Help improve vehicle condition and resale value with coverage options from windshield to bumper


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Theft Deterrent and Recovery

Multiple anti-theft product options that offer financial security for customers and dealers

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